Also, Nationwide’s 12-month waiting period for ligament and knee issues may pose a problem if your pet is prone to this type of injury. By comparison, Nationwide has a 14-day waiting period for accidents and illnesses and a 12-month waiting period for cruciate ligaments or meniscus (knee) injuries.īecause you can never predict when accidents happen, Embrace’s shorter waiting periods for accidents may give you better peace of mind. In addition to dogs and cats, Nationwide offers coverage for birds and other exotic animals, such as chinchillas, geckos, goats, potbellied pigs, hamsters, iguanas, turtles and snakes.Įmbrace offers a two-day accident waiting period, 14-day illness waiting period and a six-month waiting period for orthopedic conditions. And they can process the prescription insurance claim at the pharmacy counter. Nationwide pet insurance policyholders also have access to Pet Rx Express, which gives you preferred pricing on pet prescriptions at any Walmart or Sam’s Club pharmacy. Nationwide also offers scaled down plans such as its Major Medical plan, which covers expenses such as diagnostic and testing, surgeries and hospitalization, prescriptions, chronic conditions and some hereditary conditions (a waiting period will apply). Procedures such a surgeries or chemotherapy.Holistic therapy such as chiropractic care, laser therapy and acupuncture.Testing and diagnostics such as X-rays, MRIs, ultrasounds and blood tests.Hereditary conditions such as hip dysplasia, blood disorders and eye disorders.Chronic illnesses such as arthritis, allergies and skin conditions.Serious illnesses such as heart disease and diabetes. ![]() ![]()
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